"Your #1 Source for All Your Mortgage Needs"

Howard Minster

(916) 2167628
[email protected]
NMLS: #1743696
DRE: #02058284


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Product Specialties

  • Commercial/Residential
  • First Time Homebuyers
  • Down Payment Assistance
  • Bridge/Hard Money
  • Self-Employed Financing
  • Alt-Doc/Bank Statement
  • Purchase & Refinance
  • FHA/Conventional/Reverse
  • Hard to place Loans

About Me: 

I feel my real area of expertise is with clients who need a specialist in understanding many different types of loans and client situations. No two loans are ever the same. I also have a real understanding of all the usual conventional products, like 30 year fixed, FHA, VA, Reverse Mortgage, Jumbo and Zero down programs for purchase or refinance. Where I really shine is in the Non QM Products, like self-employed, bank statement, BK's, short sale, foreclosures, stated.
With 25 years of experience in many areas of lending, from residential, business equipment, lines of credit and commercial lending; with all these experiences, it really gives me the understanding of all the different types of lending needs out in the market. 
With the relationships I have developed, I am able to help more people than the typical LO. These relationships include Private, Bridge and Hard Money; this is what gives me a real leg up from a typical LO. 
I honed these these skills in doing Commercial Lending for many years, which I still do today.   My motto has always been: Treat people how you want to be treated. Honesty, accountability and reliability are still the best ingredients for success.
I Look Forward To Making You A Satisfied Client.