"Your #1 Source for All Your Mortgage Needs"

Joseph Fraser

(916) 968-4657
[email protected]
NMLS: #248325
DRE: #02087812


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About Me: 

Today, purchasing or refinancing a home is the largest financial transaction that any of us will enter into, so it’s essential to select a trusted, qualified, and experienced Mortgage Banker that has the knowledge and background to effectively help you obtain a loan that is tailored to fit your individual financial needs.

With over 19 years of experience and knowledge as a trusted and qualified Mortgage Banker, I have successfully worked with people in California and through out the country. It is my pledge to you to always provide the same sincere commitment with consistent, outstanding service while diligently striving to earn your business now and for many years to come.

So, whether you are a first-time homebuyer, or the seasoned homeowner, don’t leave the largest transaction of your life to chance. Call me today. Experience – Outstanding Service – Commitment to Excellence, it’s a winning combination; so put it to work for you. Working together to make it happen!

Specialties: FHA, VA, Fannie Mae Homepath, Freddie Mac Homestep, California Homebuyers Down Payment Assistance Program, USDA Rural Housing Guaranteed Loan, Reverse Mortgage for Purchase, Investor Loans (up to 10 properties), 203k, 90 day flips.

Product Specialties

  • First Time Homebuyers
  • Down Payment Assistance
  • Hard/Private Money
  • Commercial
  • Reverse
  • Non-QM Loans
  • Purchase & Refinance
  • FHA/Conventional/Reverse
  • ​USDA
  • Jumbo
  • Stated/NINA
  • Bank Statement
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