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Jumbo Financing Programs

A jumbo mortgage is a home loan for an amount that exceeds “conforming” loan limits. For example, in Sacramento the FHA and Conventional loan limit set by the Federal Housing Finance Agency (FHFA) was $488,750 as of September 27th 2017. Any mortgages above this amount fall into the jumbo loans category. Jumbo loans are not insured by the Federal Government and have a very wide range of credit requirements and approval guidelines.

Some Jumbo Loan Features:

  • Rate/term refinance​​
  • Home purchases
  • As little as 10% down
  • Up to 90% Financing
  • 660+ FICO Score
  • DTI up to 50%
  • Lender paid mortgage insurance
  • Full income documentation required
  • 5/1 and 7/1 ARM available
  • 15, 30 & 40-year fixed term with Interest Only options available
  • A & A+ Borrowers
  • JUMBO up to 95% LTV
  • Conventional + ARM Available
  • Fico: 680 min
  • Average Rates
  • Flexible Underwriting
  • Good for High LTV Jumbo
Website
(Email AE for Login)
Account Executive
Christina M. Lister
925-639-8979